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The course in Credit Origination and Analysis is an important course for team working in credit department. It furnishes them with knowledge that steers the credit initiation stage to recovery stage.
It further provides a broader overview of the different stages that a borrower must go through before acquiring a loan facility.
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• Graduate trainee,
• Relationship Officers,
• Credit officers,
• Credit Analysts,
• Recovery team
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• Overview of the Credit Process
• Credit Procedures
• Credit Analysis
• Credit Products and corresponding customer segment and needs
• The Role of Credit administration, Policies and Procedures
• Effective selling marketing and Productivity
• Qualitative and Quantitative/Financial Analysis
• Legal and Regulatory issues in the Credit Process
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• Minimize on unacceptable level of failed loan applications
• Reduce on Loan applications lacking supporting information for timely loan application processing and approval
• Get rid of wasted time (man hours) spent on reviewing loan applications at each stage
• Minimize Long turnaround time due insufficient information provided during the loan applications
• Avoid poor customer experience caused by delays in loan processing
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